🎓 Parent PLUS Borrowers: Big Opportunity Ahead A new federal rule now allows Parent PLUS borrowers to access lower payments and loan forgiveness under the Income-Based Repayment (IBR) plan. But time is limited. The consolidation deadline is June 30, 2026. ✅ Consolidation combines your loans into one manageable payment. ✅ IBR ties payments to your income and leads to forgiveness after 25 years. ⚠️ Wait too long, and you could lose eligibility entirely. Not every loan should be consolidated, and
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If you have Parent PLUS loans, or know someone who does, this could save you 50% or more compared to paying it off on your own. This isn’t about refinancing. It’s a legal strategy that allows Parent PLUS borrowers to access income-driven repayment and loan forgiveness — but you need to act before that window potentially closes. At Student Loan Tutor, we’ve helped more borrowers—including parents — navigate the system than anyone else. We manage your loan strategy, document prep, and servicer com
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