However, annuities present a significant complication. Upon the death of an annuity owner, the beneficiary must begin post-death Required Minimum Distributions . And notably, the post-death RMD ...

Explore Joint Life with Last Survivor Annuities, including its definition, mechanics, benefits, and considerations. Compare it with other annuity options.

Forbes contributors publish independent expert analyses and insights. Admitted NY Bar and US Tax Court, covers US international tax law. Joint ownership with right of survivorship is a convenient way ...

When you’re planning for retirement as a couple, figuring out how to make your money last through both of your lifetimes is a top priority — but it isn’t always easy. Joint and survivor annuities are ...

When you think about estate planning, wills, trusts and life insurance usually top the list. But annuities deserve a spot in the conversation, too. Beyond providing reliable income in retirement, ...